Many people make the safety of interior contents for a given sum of cover and they do not consider that they can be under policy-holders. This is due partly to the fact that many contracts of insurance come with a given sum number assured. For example, you can take outside a basic policy which covers your contents up to a value £30,000.



While this can appear like a sufficient sum, it is necessary that you stop and that you evaluate exactly how much all contained and your fortunes are really of value. Many people worry for large and the expensive elements like the dependence about raised conformity, athletics of gymnastics and the computers. That many people they do not realize they are that are all the smallest elements which can undertake you the given sum which is assured.



Is important that all the contents at your house during the resolution are examined of how much cover insurance you are required. The elements like the invaluable stones, the goods of kitchens, the covers, the substance of children and clothing are included/understood. If all the elements add above and you do not have sufficiently safety, bellow [apo] - [tha] you are assured.



Can this appear distant brought pieces, in particular if you think that is only probable that you require for the fortuitous damage or [apopeiratheisa] the vol. But which should say that your house can or that depression being is influenced? Those would be greater claims can cause the damage with many elements at your house. Consequently, if you [isaste] less [apo] - [asfalismenoi], and [ypestite] a destruction at the house, for you lead for those themselves.



Another point which it examines is that many insurers they pose the limits with the elements isolated like the electric jewels and goods. The sum of limit will vary from the insurer to the insurer, but is in general with the area £1,500 for these types of fortunes. So much like example, if you steal a ring £2,500, much insurer would pay you with for this element is the limit £1,500. This can again leave you abruptly.



This is where it pays you so that it specifies any really invaluable elements with your safety of contents. If you ask that the insurer specify that the ring with a value £2,500, then this one is that whose [eplironan] if the ring were lost or were stolen.



So much how do you solve that a sufficient number is for reasons of insurance? The manner easier to become this is to go around your house and than a list of all the elements to each room is received. Can by approach calculate the value of your contents if you are not in entirety all some which you have need really you are [trachia] a directive. Add above all the figures and this it will give you the value which your nap which is assured must be with your policy of contents.



It is worth the sorrow which the insurance companies will remove a percentage of any elements where clothing and the tear or the depreciation with the value are in force. If there exists clothing with something should require for, then this it can that he be slightly removed assured price.

It would surprise you so that it knows how much houses they have all the most recent with the technological elements, however it failed that there should be ensured the contents of their house against the fact either of a burgling or of the damage. If you want to protect your personal property, one needs your personal property with the safety of contents ahome.

That for it ensures

Can regulate to ensure that which [dipote] (or of all) of the contents of your house within the framework of a contract of insurance of interior contents. Nevertheless, if do you have any personal fortunes your at house beyond of some? the value, for then is necessary you those with the supplier of insurance of contents yourhome - since in the majority of the cases the property beyond of a certain value is necessary for is declared independently (and, in certain cases, as with the expensive rings of diamond engagement, it can for it is necessary for they are independently assured).

Analyze your possessions

As soon as you decide that you want to buy the safety of interior contents one needs that you take a list of your house, by analyzing all the possessions for the house. A really good end is not here for is put your any possession at a room and for they are analyzed then, but outward journey of the room goes from there to the room which does this one. This manner, your list will be crushed with the rooms, is necessary that it harms or the flight appears only with part of the house. Better still, it is necessary that you try to walk via your house with a camera vidéoe where all the possessions to this room. Can then keep a copy of the video tape recorder with the list. Nevertheless, if you do not have a camera vidéoe, the photographs still-photographic of machines of your holders are better than not by taking any photographic element by no means.

How he appreciates your possessions

It is of vital importance that you remember that the safety of interior contents is safety against the value of replacement of the element which was lost, was stolen or was harmed. Does not take into account any nostalgic value. Consequently, if you have the exact property personal at your house, it is necessary that you regulated to have what [ektimoyntai] independently - by preference of an approved safety of expert - and a copy of the delivery of appreciation is necessary that it is kept by the contract of insurance. The value of the other elements at your house can each one be evaluated by the price that it cost you so that it buys them or, better, with it takes a voyage in bottom with the local establishments and that it sees how much each element would cost you so that it buys - since this one is the sum where you will be versed if the element it is perdu/il is harmed.

How it arranges the safety of interior contents

As soon as you appreciate and analyze the possessions you want to ensure you can then record on T O Internet and to take some with direct junction extracts of insurance of interior contents founded on the value and the possessions you want to have ensured under the policy theinsurance.

What the cover of police forces

Usually the contract of insurance will cover you in case of which the possession which is assured is lost, is stolen or is nuie. The damage can in this case being the cause of a natural event, like a bad storm or flood, or has because of an explosion of boilers. It is necessary also that you study your policy attentively, since certain contracts of insurance of interior contents cover the elements which are lost outside by the house - for example, if you transport them to the car.

The safety of contents is something whose majority of the people who are of the Sirs or rent a house will last outside with their lives. Nevertheless, of many people do not take the sufficient cover or do not pay too much for their safety. If you are dubious how to take the best negotiation of insurance then this article can help you.

Why do you take the safety of contents?

This type of safety is important since it protects your invaluable possessions in the event of damage or of loss. Safety will protect the elements which are Mister of severe time, the flight, the fire, by flooding, urban agitation and of the impact of the vehicles or the trees. Even if many people do not have that who [dipote] of these things for they have repercussions with, the unexpected one it can all arrive and pay havecontents with safety in force. If you cannot economically hold to lose something then must be assured.

Types of covers

Exist two principal types of covers of insurance available. Somebody is called cover of compensation, and will replace the simultaneous elements by taking of account the term and their general depreciation. The second and more collective type of cover will replace any damaged or elements lost by the very new elements at the current price of trade. Obviously, the last policy will be more expensive but will cover you more collectively, and it is necessary that you choose this type [EFF] 'that which you can support it economically.

Characteristic attributes moreover

Many contracts of insurance of contents have the additional characteristic attributes, like the cover for the legal expenditure, cover for the degradation of foodstuffs or cover for the garages and outbuildings. Obviously the more collective cover then expensive this will be. If you want to keep your police forces low then remove any additives in a way characteristic of the attributes which you think that you can make without.

For takes the best negotiation

For the best negotiation on your safety it takes includes/understands an investigation and many markets around. Before you excavate safety, you decide your how much possessions they are worth the sorrow so that you know the level of cover which you have need. If you take the old elements for new the itemspolicy, then the value the elements with the replacement [ektimei], not with the value is this period of value. As soon as you decide about a sum you can do it purchases around for the best negotiation.

Also examine their with direct junction and nondirect junction of the lenders to find the best negotiation. If you note that the sum of cover that you require is beyond the economic means your, then beginning to solve which elements they are more essential than others. Finally you will find balance correct between the expenditure of police force and the level of cover.

Observation with the current

Since you have this type of safety, is important that the policy is informed. If you buy any new elements of the important value, then you make sure that they are added to the policy. Moreover, if you put the house walks from there it is necessary that you control with your insurance company which you will be covered when your contents are started.

Safety

One in the best ways than decrease the police forces and than also decreases the risk to be necessary that it requires with your safety is that the house be ensured that you it is sure and sure. Take an alarm system, you control all the doors and the windows and you examine any subjects of safety whose your property A. This will help you so that it takes thebest the negotiation on your safety of contents.